If you’re in the military and looking for a premium travel card with no annual fee, the U.S. Bank Altitude Reserve Visa Infinite should be on your radar. Normally, this card has a $400 annual fee, but thanks to the Military Lending Act (MLA), eligible active-duty service members can have that fee waived, meaning you get all the premium perks for free.
Here’s why this card is a great option for service members:
Cash
- $325 Annual Travel Credit – Automatically reimbursed for flights, hotels, rental cars, rideshares, and even dining purchases.
- Priority Pass Select Membership – Access to 1,400+ airport lounges worldwide (enrollment required).
- TSA PreCheck / Global Entry Credit – Get up to $100 in statement credit every four years for application fees.
- Boingo Wi-Fi Membership – Unlimited access to Boingo hotspots worldwide for fast, free internet on the go.
Points
- 3X Points on Travel & Mobile Wallet Purchases – Earn triple points on flights, hotels, rental cars, and even everyday purchases when using Apple Pay, Google Pay, or Samsung Pay.
Status
- No Annual Fee for Military – With the MLA waiver, active-duty service members get all these perks without paying the $400 annual fee.
- Primary Rental Car Insurance – Covers damage, theft, and liability when you pay with your Altitude Reserve, avoiding the need to use personal auto insurance.
Perks
- Best for Mobile Wallet Users – Unlike most travel cards, this one earns 3X points on mobile wallet purchases, making it great for everyday spending, including on-base shopping.
- Easy-to-Use Travel Credit – Unlike AMEX’s restrictive airline fee credits, the $325 travel credit applies to flights, hotels, dining, and ride shares, making it more liquid.
Final Thoughts
For military members who travel often, the U.S. Bank Altitude Reserve is one of the most underrated premium travel cards. With 3X points on mobile wallet purchases, a $325 annual travel credit, airport lounge access, and premium travel insurance, this card provides high-end travel benefits with no cost under the MLA.
If you’re active-duty and don’t have this card yet, you’re missing out on a premium travel experience for free. Apply today and take advantage of these benefits.
